Health insurance

Health insurance is mandatory for all persons residing in Switzerland.

Health insurance is taken out on an individual basis. Adults must take the necessary steps by contacting a health insurance company of their choice. Each insured person pays an individual premium that is not dependent upon income. This premium varies depending upon the insurance provider, the place of residence and the form of insurance cover. The insured person is free to choose their own health insurance provider.

The University of Lucerne has collective contracts with the following health insurance providers: Concordia, CSS Versicherung and Xundheit. As a member of staff at the University of Lucerne you can benefit from special terms on supplementary insurance. Request an individual quote directly from the companies:

Concordia
CSS Versicherung
Xundheit

The en.comparis.ch/krankenkassen/default.aspx website provides an impartial overview of the different Swiss health insurance companies.

Extensive information regarding mandatory health insurance can be found on the website of the Federal Office for Public Health.